Investor loans · business purpose

Private money & bridge loans

Short-term capital for real estate investors, for when timing matters more than paperwork. Useful for distressed or time-sensitive assets that need immediate liquidity, with a clear exit mapped up front.

Call Text Schedule

Short-term and flexible · Time-sensitive assets · Exit mapped up front

Who this fits

Is a bridge loan
right for you?

Private money and bridge loans are short-term, business-purpose financing that trades a higher cost for speed and flexibility. If most of these sound like you, it is worth a conversation.

You need to move on an investment property quickly, and timing is the constraint.
The asset is distressed or time-sensitive and does not fit a standard program yet.
You need immediate liquidity to close, then a plan to refinance or sell.
You hold, or plan to hold, the property in an LLC or other entity.
You have a clear exit and want the short-term financing to bridge you to it.

At a glance

Key parameters

The shape of the program in plain terms. Exact numbers depend on the lender and the deal.

Loan purpose

Short-term, business-purpose financing to acquire or hold an investment property while a longer-term exit comes together.

Best for

Time-sensitive purchases, distressed assets, and situations where immediate liquidity matters more than the lowest rate.

Term

Short-term, intended as a bridge rather than permanent financing; specific terms depend on the lender and the deal.

Qualification basis

Underwritten to the property and the exit as a business-purpose loan; documentation is typically lighter than long-term programs.

Vesting

Personal, LLC, or other approved entity, subject to lender guidelines.

Property types

Non-owner-occupied investment property, including assets in transition or in need of repositioning.

Exit

A refinance into longer-term financing, or a sale, mapped before you close.

Where available

Most states; availability depends on the property state. See licensing and where we lend.

Page owner: MaryAnn Sigurdson, NMLS #2371921

How a bridge loan comes together

Talk through the situation

The property, the timing, the liquidity you need, and your exit. Bring your numbers; no paperwork required to start.

Price the bridge

MaryAnn compares private money and bridge options across lenders against your deal and timeline, and comes back with real options.

Map the exit

The refinance or sale that pays the bridge off, set before you close so the short-term loan has a clear end.

Close fast

She coordinates lender, title, and agent to close on your timeline, then keeps you on track to the exit.

Questions

Bridge, answered

The questions investors ask most about private money and bridge loans. Anything else, just call or text.

What is a private money or bridge loan?

A short-term, business-purpose loan that provides fast liquidity to acquire or hold an investment property while a longer-term exit comes together. It is not a consumer loan and is not for a home you intend to occupy.

When does a bridge loan make sense?

When timing is the constraint: a time-sensitive purchase, a distressed asset, or a deal that does not fit a standard program yet. You accept a higher short-term cost in exchange for speed and flexibility.

How fast can it close?

These loans are built for speed, and documentation is typically lighter than long-term programs, so they often close quickly. The exact timeline depends on the lender and the file.

Can I close in an LLC or other entity?

Yes. Business-purpose investor loans can close in an LLC or other approved entity, subject to lender guidelines. MaryAnn will walk you through the trade-offs of entity versus personal ownership.

How do I pay off a bridge loan?

Through the exit mapped before you close: a refinance into longer-term financing, or a sale of the property. Because the loan is short-term, the exit is planned up front rather than left open.

Free consultation and resources

Move quickly.

Call or text MaryAnn directly, or schedule a time that works for you. Bring the deal and the timeline; leave with real options.